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The home loan interest rates are at their lowest in recent years, thereby providing you the opportunity to secure more favourable interest rates.

The lowered interest rates could help you shorten your mortgage repayment term, and alleviate what is likely to be your biggest recurring monthly expense.

In fact, banks have mentioned that they have been receiving

more enquiries and applications in recent months.

Here at Ottermise, we have recently launched our

Mortgage Calculator to help you compare the different home loan packages across different banks, thereby saving you time.

Key Features of Our Mortgage Calculator

Comprehensive Screening Procedure

We understand it's a hassle, having to compare all the different loan packages across different banks, which is why we did the work for you.

There are 2 rounds of screenings:

1. Partners Screening
Our partner have screened through all the bank packages available in the market before deciding on the more competitive ones to offer to our clients.

2. Our Screening
We screen through the packages offered by our partner to make sure that it is what our clients need.

One Stop Platform with Professional Network

Refinancing is a very technical activity as it involves multiple stakeholders such as the lawyers and the banks, to name a few.


This is why we come into the picture because our website is a one stop platform with a professional network that is able to take clients through from start to the end.


This way, our clients don't have to worry about working out the entire arrangement, not knowing what to do or what documents to prepare.

Exclusive Rates & Packages

Due to our sheer volume and specialisation, loan packages provided by us are rates that clients may not be able to source outside.

It is a preferential rate by our preferred partners. 

That said, if you manage to find a loan with interests rates lower than ours, we’ll match it!

Case Study

Still hesitant to get started?


Louis* is one of the many clients who have successfully saved a significant sum of money just by refinancing. Learn more about how he managed to grow his savings by a whopping 500%, and how you can potentially do it too!

*Name has been changed to provide anonymity.

Disclaimer: This case study is provided for illustrative purposes only to provide an example of our firm’s process and methodology. Past performance is no guarantee of future results. The results portrayed in these case studies are not representative of all of the firm’s clients or the clients’ experiences. Different types of investments involve varying degrees of risk, and actual results may vary materially than those portrayed herein. Therefore, it should not be assumed that the future results of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by the firm) will be profitable or equal the results portrayed herein. An individual’s experience may vary based on his or her individual circumstances and there can be no assurance that the firm will be able to achieve similar results in comparable situations. No portion of these case studies is to be interpreted as a testimonial or endorsement of the firm’s investment advisory services and it is not known whether the clients referenced approve of the firm or its services. The information contained herein should not be construed as personalized investment advice. Please contact us for additional information with respect to the strategies and/or investments described herein.

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Hear what others have to say!

"Thank you for having this refinancing calculator and making the process a breeze!

I had been studying on refinancing home loans for a while and it is really tough comparing through Google, and flipping page by page online. It is such an easy process when I tried out the refinancing calculator through Ottermise, where it shows me a whole list of potential home loans that fits my criteria at a GLANCE! They even called me up to give me an overview and suggestion on how we can proceed. The process makes it much easier and less hectic than doing all this by ourselves."

- Lee Shin Wei

Contact Us

Don't be afraid to reach out, we don't bite!

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