• Otterwise

Why Should You Refinance With Us?

The home loan interest rates are at their lowest in recent years, thereby providing you the opportunity to secure more favourable interest rates. The lowered interest rates could help you shorten your mortgage repayment term, and alleviate what is likely to be your biggest recurring monthly expense. In fact, banks have mentioned that they have been receiving more enquiries and applications in recent months. Here at Ottermise, we have launched our Mortgage Calculator to help you compare the different home loan packages across different banks, thereby saving you time.


Here are the 3 key features of our Mortgage Calculator:


1. Comprehensive Screening Procedure


We understand it's a hassle, having to compare all the different loan packages across different banks, which is why we did the work for you. There are 2 rounds of screenings:

1. Partners Screening Our partner have screened through all the bank packages available in the market before deciding on the more competitive ones to offer to our clients. 2. Our Screening We screen through the packages offered by our partner to make sure that it is what our clients need.



2. One Stop Platform with Professional Network


Refinancing is a very technical activity as it involves multiple stakeholders such as the lawyers and the banks, to name a few.

This is why we come into the picture because our website is a one stop platform with a professional network that is able to take clients through from start to the end.

This way, our clients don't have to worry about working out the entire arrangement, not knowing what to do or what documents to prepare.



3. Exclusive Rates & Packages


Due to our sheer volume and specialisation, loan packages provided by us are rates that clients may not be able to source outside.


It is a preferential rate by our preferred partners. 


That said, if you manage to find a loan with interests rates lower than ours, we’ll match it!



Here's what a happy customer has to say about us!


"Without Ottermise's aid on this, my wife and I would not have been able to achieve our objective. It had been a great, pleasant experience seeking Ottermise's assistance to acquire an alternative to HDB loans. Not only have they provided valuable insights which broaden our exposure to this subject matter, they have also expressed patience in answering all our enquiries.  Thank you once again for your kind assistance."

- Andy Lee



Should you wish to go ahead with the application, you can always use our Mortgage Calculator to compare the different loan packages offered by the banks at a glance!

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